Personal loan app

Your personal loan app for fast, digital borrowing

NeoMoney is a personal loan app for students and salaried professionals who need short-term credit with clear terms and a paperless process.

Online personal loan app built for India

NeoMoney helps you apply for an online personal loan through a secure Android app. From eligibility checks to disbursement, the journey is designed to be simple, transparent, and fully digital.

Whether you need funds for education, bills, or emergencies, our digital personal loan experience lets you review loan amount, tenure (61–180 days), and charges in your Key Facts Statement before you accept.

Why choose NeoMoney as your personal loan app?

  • Loans from ₹500 to ₹50,000 based on eligibility
  • Digital KYC with Aadhaar, PAN, and profile-specific documents
  • Disbursement directly to your bank account
  • Transparent fees and interest disclosed in the KFS
  • Customer support via phone and email

Regulated lending you can trust

NeoMoney is operated by Dhruva Capital Services Ltd, an RBI Registered NBFC (Registration No. 10.00098). Responsible lending, grievance redressal, and regulatory compliance are core to how we serve borrowers.

Powered by a Trusted RBI Registered NBFC

NeoMoney is owned and operated by Dhruva Capital Services Ltd, an RBI Registered Non-Banking Financial Company (NBFC) under Registration No. 10.00098.

Learn More

Download the NeoMoney app

Apply for digital personal loans from ₹500 to ₹50,000. Powered by Dhruva Capital Services Ltd, RBI Registration No. 10.00098.

Get it on Google Play