About NeoMoney

Empowering Financial Dreams

NeoMoney is a modern fintech platform built to solve short-term financial needs for students and young working professionals through secure digital lending.

We combine advanced technology, AI-driven risk scoring, and a seamless user experience to provide quick and reliable access to credit.

Our Team

Executive Leadership

Mr. Shreeram Bagla

Mr. Shreeram Bagla

Promoter & Founder

Mr. Shreeram Bagla brings extensive experience in business management, strategic growth and financial services, along with a strong background in the food manufacturing industry. He contributes to business expansion and strategic development at Dhruva Capital.

Mr. Sridhar Bagla

Mr. Sridhar Bagla

Promoter & Founder

Mr. Sridhar Bagla brings over 18 years of experience in banking and financial services, with professional experience at IndusInd Bank, YES Bank, HDFC Bank and Centurion Bank of Punjab. He brings strong expertise in corporate banking and financial strategy to Dhruva Capital.

Our Management Team

Dipayan Das

Dipayan Das

Chief Technology Officer (CTO)

Bringing 8 years of Tech Project development experience, responsible for driving the technology strategy, architecture, productengineering and digital transformation initiatives of the company.

Priyanshu Gupta

Priyanshu Gupta

Chief Business Officer (CBO)

Priyanshu Gupta is a fintech professional with 8 years of experience across mPokket and Urban Money, with expertise spanning financial operations and technology-driven financial systems.

Ramesh Kumar Pandey

Ramesh Kumar Pandey

Chief Risk Officer (CRO)

Finance & Risk Management, bringing 15 years of experience in finance and lending risk management.

Dibyendu Ghosh

Dibyendu Ghosh

Training & Quality Manager

With over 8 years of fintech experience, the Training & Quality Manager drives excellence in customer service and operations through structured training and quality assurance, ensuring every interaction reflects professionalism, transparency, and integrity.

About Our Parent Company

NeoMoney is owned and operated by Dhruva Capital Services Ltd, an RBI Registered NBFC (Registration No. 10.00098).

Learn More About Dhruva Capital

Who Can Apply

For Students

  • Small ticket loans starting from ₹500
  • Perfect for fees, books, essentials, and emergencies
  • Simple KYC with student ID and selfie
  • No Processing Fees

For Salaried Individuals

  • Loans starting from ₹500 up to ₹50,000
  • Salary slip-based instant approval
  • Perfect for mid-month crunch, bills, and emergencies
  • Flexible repayment options

Our mission is simple

Empower individuals to access credit instantly without stress, complications, or hidden conditions.

We are committed to

  • Responsible lending
  • Transparent charges
  • 100% digital onboarding
  • Fast customer support

Features of NeoMoney

Lightning Fast Approval

AI-based decision engine processes your application in seconds.

Fully Digital Process

Upload documents, complete KYC, and receive money from your mobile.

Low & Transparent Charges

No hidden fees and no surprise deductions.

Flexible Tenure

Repayment cycles from 61 to 180 days that suit your cash flow.

Smart Dashboard

Track EMIs, repayments, limits, and offers in one place.

100% Secure

Bank-level encryption with strong data privacy compliance.

Contact Information

Lender support desk and assistance details.

Customer Care

+91-3365211211

Email

support@neomoney.app

Timings

Monday-Sunday, 9 a.m. to 7 p.m.

Ready to Get Started?

Download the app and experience seamless digital lending today.

Download App